With Halloween just around the corner, it seems ominous that a property story linked to death is causing a stir.
The topic is very divisive. While we've felt pretty comfortable with the practicalities of 'Bank of Mum and Dad' - where parents give financial contributions to help their children buy a property - research shows that there's a more morbid undercurrent 'Banking on the death of Mum and Dad.'
According to a new survey of millennial ‘wannabe homeowners’ by money.co.uk, 16% of those polled are waiting for the death of a loved one before they take their first step onto the property ladder.
While there's no suggestion that children and even grandchildren are wishing ill on their relatives, it's a sad indictment of the current economical climate that a death in the family - and the ensuing inheritance - is perceived to be, for many, the only way they'll ever afford their first property.
But is affordability as gloomy as potential first-time buyers perceive? The answer is a firm no. As this article points out, there are ways and means to get on the housing ladder, even if you're on a budget or struggling to save money.
Our best advice is to talk to a local estate agent in tandem with an independent financial advisor... you might discover your finances are not as frightening as you think!
The survey revealed that almost half of those waiting for inheritance are looking towards grandparents for this windfall and a further 41% are banking on the death of mum and dad.